{"id":3214,"date":"2021-06-07T14:42:31","date_gmt":"2021-06-07T21:42:31","guid":{"rendered":"https:\/\/nesika.ca\/?page_id=3214"},"modified":"2021-06-11T09:04:28","modified_gmt":"2021-06-11T16:04:28","slug":"boat-insurance","status":"publish","type":"page","link":"https:\/\/nesika.ca\/?page_id=3214","title":{"rendered":"Boat Insurance"},"content":{"rendered":"\t\t
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Getting out on the water in your boat is likely one of your favourite places to be. But owning a boat can increase your liability risks (even when you\u2019re on dry land.)<\/p>

Let\u2019s make sure your \u201cfinancial boat\u201d doesn\u2019t sink should you hit any unforeseen crosswinds or rough water.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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Doesn\u2019t homeowner\u2019s insurance cover my boat?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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\u2026maybe, if it\u2019s a rowboat or has a very small engine.<\/p>

The fact is, homeowner\u2019s policies usually place numerous restrictions on boat owners depending on the size, horsepower, and type of the vessel. The coverage is also very limited \u2014 sometimes as low as $2,500 for physical damage! Great for a kayak, not so much for your motor or sail boat.<\/p>

So if you don\u2019t carry a specific boat insurance policy, you are probably underinsured, which can make for troubled waters if you lose control of your craft, sustain damage or sink, or a guest causes an accident.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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What boat insurance covers\u2014and what\u2019s optional\u2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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The most important thing we cover are the things that are important to you. Typical coverages should include:<\/p>

  • Personal liability<\/p><\/li>

  • Hull & Machinery (your boat itself!)<\/p><\/li>

  • Outboard Motor or Kicker Motor<\/p><\/li>

  • Boat Trailer physical damage<\/p><\/li>

  • Medical and physical damage perils<\/p><\/li><\/ul>

    And we provide insurance for the following types of boats and personal watercraft:<\/p>

    • Runabout<\/p><\/li>

    • Jet Boat<\/p><\/li>

    • Sailboat<\/p><\/li>

    • Pontoon Boat<\/p><\/li>

    • House Boat<\/p><\/li>

    • Cabin Cruiser<\/p><\/li>

    • Sportsfishing Boat<\/p><\/li>

    • Bass Boat<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

      \n\t\t\t\t\t

      The NEsika Insurance Services Difference<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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      You may think you want the cheapest insurance you can find, but realise you may not be getting everything you bargained for.<\/p>

      While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you\u2019re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.<\/p>

      There\u2019s no such thing as a one-size-fits-all insurance policy.<\/p>

      We always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

      Getting out on the water in your boat is likely one of your favourite places to be. But owning a boat can increase your liability risks (even when you\u2019re on dry land.) Let\u2019s make sure your \u201cfinancial boat\u201d doesn\u2019t sink should you hit any unforeseen crosswinds or rough water. Doesn\u2019t homeowner\u2019s insurance cover my boat? […]<\/p>\n","protected":false},"author":204792227,"featured_media":3364,"parent":1149,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ofc_meta_disable_footer_callout":"","ofc_meta_callout_button_url":"","ofc_meta_callout_button_txt":"","ofc_meta_callout_text":"","ofc_enable_fullscreen":"disable","ofc_fullscreen_speed":0,"ofc_fullscreen_nav":"enable","ofc_fullscreen_nav_pos":"right","ofc_fullscreen_nav_color":"","ofc_fullscreen_nav_tooltip_color":"","ofc_fullscreen_responsive":0,"osp_disable_panel":"default","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-3214","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"yoast_head":"\nBoat Insurance - Nesika Insurance Services<\/title>\n<meta name=\"description\" content=\"Get your free boat Insurance quote from Nesika Insurance Services. 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Don\u2019t let that hard work go to waste by buying an insurance policy that doesn\u2019t value the unique beauty of your vessel.Wooden boats are getting harder and harder\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/michel-stockman-wxKOsxyP6IU-unsplash-scaled.jpg?fit=1200%2C799&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/michel-stockman-wxKOsxyP6IU-unsplash-scaled.jpg?fit=1200%2C799&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/michel-stockman-wxKOsxyP6IU-unsplash-scaled.jpg?fit=1200%2C799&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/michel-stockman-wxKOsxyP6IU-unsplash-scaled.jpg?fit=1200%2C799&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/michel-stockman-wxKOsxyP6IU-unsplash-scaled.jpg?fit=1200%2C799&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1149,"url":"https:\/\/nesika.ca\/?page_id=1149","url_meta":{"origin":3214,"position":1},"title":"Personal Insurance","author":"Amanda Crosbie","date":"April 26, 2021","format":false,"excerpt":"The most important things in your life need protecting Your Family, your Business and Yourself For Your Primary Residence \u00a0 High Value Home Insurance A custom home needs a custom policy. High value home insurance provides you with premier benefits and increased protection for yourself and your family at home\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":1682,"url":"https:\/\/nesika.ca\/?page_id=1682","url_meta":{"origin":3214,"position":2},"title":"Commercial Fishing Vessel Insurance","author":"Amanda Crosbie","date":"May 10, 2021","format":false,"excerpt":"We understand fishing. In general, we\u2019ve found that most fishermen don\u2019t understand insurance and most brokers don\u2019t understand fishing. When the broker is the one giving your information to the underwriter and negotiating on your behalf, this can be a bad combination. We insure over 3,000 commercial fishing vessels on\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Commercial Fishing Vessel Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":26,"url":"https:\/\/nesika.ca\/","url_meta":{"origin":3214,"position":3},"title":"Home","author":"Amanda Crosbie","date":"December 30, 2018","format":false,"excerpt":"Insurance Brokers You Can Trust At Nesika, we believe our clients should be both well-informed and well-protected. We stick to one simple and strong goal \u2013 manage your risk and help to make the insurance process easier.We are proud to be an independent, family-owned and operated insurance brokerage which has\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/04\/nowordsdarkbluethicker.png?fit=1143%2C365&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/04\/nowordsdarkbluethicker.png?fit=1143%2C365&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/04\/nowordsdarkbluethicker.png?fit=1143%2C365&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/04\/nowordsdarkbluethicker.png?fit=1143%2C365&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/04\/nowordsdarkbluethicker.png?fit=1143%2C365&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":933,"url":"https:\/\/nesika.ca\/?page_id=933","url_meta":{"origin":3214,"position":4},"title":"Commercial Marine Insurance","author":"Amanda Crosbie","date":"April 23, 2021","format":false,"excerpt":"As specialists in commercial marine insurance for over forty years, we are confident that we can find the right combination of coverage for your business. Our unique and in-depth understanding of your operations means that you can be confident that you are properly protected.\u00a0 Industries Towboats Whatever you tow and\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Commercial Marine Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/garrett-parker-118938-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/garrett-parker-118938-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/garrett-parker-118938-unsplash.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/garrett-parker-118938-unsplash.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/garrett-parker-118938-unsplash.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3191,"url":"https:\/\/nesika.ca\/?page_id=3191","url_meta":{"origin":3214,"position":5},"title":"Homeowner’s Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"Your home is important - make sure it's protected You have to ask yourself\u2026What would you do if your home caught fire tomorrow? Are you confident that you\u2019re properly covered for the damages \u2013 or would you be required to pay for some or all of the repairs out of\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Home Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/scott-webb-167099-unsplash.jpg?fit=1200%2C797&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/scott-webb-167099-unsplash.jpg?fit=1200%2C797&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/scott-webb-167099-unsplash.jpg?fit=1200%2C797&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/scott-webb-167099-unsplash.jpg?fit=1200%2C797&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/scott-webb-167099-unsplash.jpg?fit=1200%2C797&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/3214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/users\/204792227"}],"replies":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3214"}],"version-history":[{"count":0,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/3214\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/1149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/media\/3364"}],"wp:attachment":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}