{"id":3232,"date":"2021-06-07T14:50:11","date_gmt":"2021-06-07T21:50:11","guid":{"rendered":"https:\/\/nesika.ca\/?page_id=3232"},"modified":"2021-06-11T10:28:37","modified_gmt":"2021-06-11T17:28:37","slug":"rental-home-insurance","status":"publish","type":"page","link":"https:\/\/nesika.ca\/?page_id=3232","title":{"rendered":"Rental Home Insurance"},"content":{"rendered":"\t\t
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Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis.<\/p>

And if you’re ever found liable if someone is injured on your property, or if you are required to pay for damage done to someone else’s property, it can end up costing you your property.<\/p>

Rental Home Insurance can help cover you for many of those risks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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What does Rental Home Insurance help cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Landlord liability coverage kicks in to help pay medical expenses for injured tenants, or legal defence and court judgements made against you for other damages, up to the limits stated in your policy. Coverage may include:<\/p>

  • Tenant injuries<\/strong> due to a loose handrail or exposed sprinkler head causing a tenant to fall and become injured. If you\u2019re found negligent in maintaining the property, or failed to warn the tenant of a potential safety risk, landlord liability can cover you.<\/p><\/li>

  • Proper security for your tenants<\/strong> in terms of lighting and parking safety.<\/p><\/li>

  • Unlawful behaviour by tenants<\/strong> that you fail to take measures against could land you in trouble with the neighbours.<\/p><\/li>

  • Liability<\/strong> to cover you against claims of accidental damage in relation to your investment property.<\/p><\/li>

  • Fair Rental Value Coverage<\/strong> to cover lost income due to your property ever being declared unlivable due to a covered loss.<\/p><\/li>

  • Inflation Protection<\/strong> which automatically adjusts your policy limits to keep pace with inflation, including premium discounts.<\/p><\/li>

  • Personal Injury Protection<\/strong> should a tenant claim injuries arising out of libel, slander, invasion of privacy, wrongful eviction or wrongful entry.<\/p><\/li>

  • Lock replacement<\/strong> to cover the costs of replacing locks and keys.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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    The Nesika Insurance Services difference<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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    You may think you want the cheapest insurance you can find, but realise you may not be getting everything you bargained for.<\/p>

    While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.<\/p>

    There\u2019s no such thing as a one-size-fits-all insurance policy when it comes to your business.<\/p>

    We\u2019re your neighbours. That means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis. And if you’re ever found liable if someone is injured on your property, or if you are required to pay for damage done to someone else’s property, it can end up […]<\/p>\n","protected":false},"author":204792227,"featured_media":3439,"parent":1149,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ofc_meta_disable_footer_callout":"","ofc_meta_callout_button_url":"","ofc_meta_callout_button_txt":"","ofc_meta_callout_text":"","ofc_enable_fullscreen":"disable","ofc_fullscreen_speed":0,"ofc_fullscreen_nav":"enable","ofc_fullscreen_nav_pos":"right","ofc_fullscreen_nav_color":"","ofc_fullscreen_nav_tooltip_color":"","ofc_fullscreen_responsive":0,"osp_disable_panel":"default","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-3232","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"yoast_head":"\nRental Home Insurance - Nesika Insurance Services<\/title>\n<meta name=\"description\" content=\"Get your free Rental Home Insurance quote from Nesika Insurance Services. 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High value home insurance provides you with premier benefits and increased protection for yourself and your family at home\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/juliane-liebermann-542688-unsplash-e1664836407976.jpg?fit=1200%2C498&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3197,"url":"https:\/\/nesika.ca\/?page_id=3197","url_meta":{"origin":3232,"position":2},"title":"Condo Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"Strata insurance doesn\u2019t cover everything\u2026 You\u2019ve got a lot of advantages by living in a condo \u2013 no need for yard maintenance, and somebody else is in charge of a lot of the day-to-day repairs that come with owning property. However, as the owner of a condominium or townhouse you\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":971,"url":"https:\/\/nesika.ca\/?page_id=971","url_meta":{"origin":3232,"position":3},"title":"Business Insurance","author":"Amanda Crosbie","date":"April 23, 2021","format":false,"excerpt":"Industries Non-Profits As a non-profit you have unique insurance needs that for-profit companies do not. 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