{"id":3265,"date":"2021-06-07T15:18:41","date_gmt":"2021-06-07T22:18:41","guid":{"rendered":"https:\/\/nesika.ca\/?page_id=3265"},"modified":"2021-06-25T14:34:33","modified_gmt":"2021-06-25T21:34:33","slug":"business-property-insurance","status":"publish","type":"page","link":"https:\/\/nesika.ca\/?page_id=3265","title":{"rendered":"Business Property Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3265\" class=\"elementor elementor-3265\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6745411 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6745411\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d6034d0\" data-id=\"d6034d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d716a4c elementor-widget elementor-widget-text-editor\" data-id=\"d716a4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How much business could we actually do without computers, files, furniture and product inventory? Protect these key components against the devastating effects of their loss with a commercial\u00a0property insurance policy.<\/p><p>When most of us think of commercial property insurance, thoughts may gravitate towards large objects such as buildings.\u00a0<strong>But it\u2019s often the smallest pieces of commercial property that are most important to your business.<\/strong><\/p><p>That\u2019s why a great Nesika Insurance Services Inc. commercial property insurance policy will help you survive the loss of any vital property, whether large or small. With this policy, you will be protected for the replacement cost of all of your vital property.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb5eb79 elementor-widget elementor-widget-heading\" data-id=\"cb5eb79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Worried about the costs?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4974f6a elementor-widget elementor-widget-text-editor\" data-id=\"4974f6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Don\u2019t be. Commercial property insurance policies from Nesika Insurance Services Inc. are scalable to exactly what property you want covered, so you can keep control over your insurance costs.<\/p><p>Our business commercial property insurance can protect your business \u2013 from a minor setback to catastrophic loss. Whether you own your building, lease a workspace, or work from home, business property insurance protects your business\u2019 physical assets no matter where they are.<\/p><p>While commercial property insurance plans vary depending on the kind of business and type of property insured, they are usually categorized by the type of event leading to a loss, and by what specifically is insured, including:<\/p><ul data-rte-list=\"default\"><li><p>Destruction of your building and its contents by fire<\/p><\/li><li><p>Damage to your documents, drawings or other valuable papers caused by a burst water pipe<\/p><\/li><li><p>Outdoor sign or other property damaged in a storm<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46eae58 elementor-widget elementor-widget-heading\" data-id=\"46eae58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Commercial Property Insurance covers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaeb394 elementor-widget elementor-widget-text-editor\" data-id=\"aaeb394\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Small business property insurance is one of the most important investments ensuring the future of your business. Here are some of the important aspects of your business that commercial property insurance helps protect:<\/p><ul data-rte-list=\"default\"><li><p>Your building<\/p><\/li><li><p>Your outdoor sign<\/p><\/li><li><p>Your furniture and equipment<\/p><\/li><li><p>Your inventory<\/p><\/li><li><p>Your fence and landscaping<\/p><\/li><li><p>Other\u2019s property<\/p><\/li><\/ul><p>The professionals at Nesika Insurance Services Inc. understand your business is unique. That\u2019s why we take the time to help craft a commercial building insurance policy to fit your unique needs, offering a wide range of options that give you both flexibility and protection, at a price your business can afford.<\/p><p><strong>Common types of coverage may also include:<\/strong><\/p><ul data-rte-list=\"default\"><li><p><strong>Completed value coverage<\/strong>\u00a0to protect buildings in the process of construction that pays for the full value of the finished building in case it is destroyed.<\/p><\/li><li><p><strong>Bylaw Coverage<\/strong>\u00a0to stop surprise expenses due to new building codes when repairing or replacing damaged or destroyed property\u2014you\u2019ll be covered.<\/p><\/li><li><p><strong>Loss of business income<\/strong>\u00a0in case damage or destruction of business property results in billing problems or extended work stoppage (typically covers payroll,rental income and other expenses.)<\/p><\/li><li><p><strong>Equipment breakdown coverage<\/strong>\u00a0for damage caused by electrical and mechanical equipment through explosions, breakdowns and electrical arcing.<\/p><\/li><li><p><strong>Flood insurance<\/strong>\u00a0to cover losses to buildings and contents due to flooding, typically backed by the government supported National Flood Insurance Program.<\/p><\/li><li><p><strong>Earthquake,<\/strong>\u00a0while rare, are covered by deductible based upon on a predetermined percentage of property value.<\/p><\/li><li><p><strong>Utility services failure or damage<\/strong>\u00a0caused by power outage, water main break or natural gas transmission interruption.<\/p><\/li><li><p><strong>Inflation allowance<\/strong>\u00a0adjusting property valuations to allow for increased construction costs due to inflation (usually set percentage based on the inflation index in the area.)<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>How much business could we actually do without computers, files, furniture and product inventory? Protect these key components against the devastating effects of their loss with a commercial&nbsp;property insurance policy. When most of us think of commercial property insurance, thoughts may gravitate towards large objects such as buildings.&nbsp;But it\u2019s often the smallest pieces of commercial [&hellip;]<\/p>\n","protected":false},"author":204792227,"featured_media":3463,"parent":971,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ofc_meta_disable_footer_callout":"","ofc_meta_callout_button_url":"","ofc_meta_callout_button_txt":"","ofc_meta_callout_text":"","ofc_enable_fullscreen":"disable","ofc_fullscreen_speed":0,"ofc_fullscreen_nav":"enable","ofc_fullscreen_nav_pos":"right","ofc_fullscreen_nav_color":"","ofc_fullscreen_nav_tooltip_color":"","ofc_fullscreen_responsive":0,"osp_disable_panel":"default","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","footnotes":""},"class_list":["post-3265","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Business Property Insurance - Nesika Insurance Services<\/title>\n<meta name=\"description\" content=\"Don\u2019t leave your commercial property unprotected - Nesika offers competitive pricing for your insurance needs. 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In general, we\u2019ve found that most fishermen don\u2019t understand insurance and most brokers don\u2019t understand fishing. When the broker is the one giving your information to the underwriter and negotiating on your behalf, this can be a bad combination. We insure over 3,000 commercial fishing vessels on\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Commercial Fishing Vessel Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/nathan-lindahl-213679.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3270,"url":"https:\/\/nesika.ca\/?page_id=3270","url_meta":{"origin":3265,"position":2},"title":"Legal Expense Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"Stop Spending So Much on Lawyers! Canadian businesses of all sizes are faced with the overwhelming task of keeping up with legislation changes. And that\u2019s not all: there are disputes with employees, tax investigations, health and safety concerns \u2013 the list goes on.The cost of dealing with these issues and\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/rawpixel-1055781-unsplash.jpg?fit=1200%2C804&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/rawpixel-1055781-unsplash.jpg?fit=1200%2C804&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/rawpixel-1055781-unsplash.jpg?fit=1200%2C804&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/rawpixel-1055781-unsplash.jpg?fit=1200%2C804&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/rawpixel-1055781-unsplash.jpg?fit=1200%2C804&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3232,"url":"https:\/\/nesika.ca\/?page_id=3232","url_meta":{"origin":3265,"position":3},"title":"Rental Home Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"Being a landlord comes with well-known risks. From maintaining the property to managing tenants, landlords are exposed to potential lawsuits on a daily basis.And if you're ever found liable if someone is injured on your property, or if you are required to pay for damage done to someone else's property,\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"Rental Home Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/joshua-hanks-659912-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/joshua-hanks-659912-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/joshua-hanks-659912-unsplash.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/joshua-hanks-659912-unsplash.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/joshua-hanks-659912-unsplash.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3197,"url":"https:\/\/nesika.ca\/?page_id=3197","url_meta":{"origin":3265,"position":4},"title":"Condo Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"Strata insurance doesn\u2019t cover everything\u2026 You\u2019ve got a lot of advantages by living in a condo \u2013 no need for yard maintenance, and somebody else is in charge of a lot of the day-to-day repairs that come with owning property. However, as the owner of a condominium or townhouse you\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/06\/josh-rinard-108856-unsplash.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":3185,"url":"https:\/\/nesika.ca\/?page_id=3185","url_meta":{"origin":3265,"position":5},"title":"High Value Home Insurance","author":"Amanda Crosbie","date":"June 7, 2021","format":false,"excerpt":"A custom home needs a custom policy If your home has a replacement cost of over $750,000 or you have content\u2019s worth over $250,000 you should look at obtaining a high value homeowner\u2019s policy instead of a conventional homeowner\u2019s policy. You don\u2019t have the cheapest house \u2013 so why would\u2026","rel":"","context":"Similar post","block_context":{"text":"Similar post","link":""},"img":{"alt_text":"High Value Home Insurance","src":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/florian-schmidinger-b_79nOqf95I-unsplash-scaled.jpg?fit=1200%2C800&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/florian-schmidinger-b_79nOqf95I-unsplash-scaled.jpg?fit=1200%2C800&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/florian-schmidinger-b_79nOqf95I-unsplash-scaled.jpg?fit=1200%2C800&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/florian-schmidinger-b_79nOqf95I-unsplash-scaled.jpg?fit=1200%2C800&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/florian-schmidinger-b_79nOqf95I-unsplash-scaled.jpg?fit=1200%2C800&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_sharing_enabled":true,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/3265","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/users\/204792227"}],"replies":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3265"}],"version-history":[{"count":0,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/3265\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/pages\/971"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nesika.ca\/index.php?rest_route=\/wp\/v2\/media\/3463"}],"wp:attachment":[{"href":"https:\/\/nesika.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}