{"id":6,"date":"2017-08-31T22:50:45","date_gmt":"2017-09-01T05:50:45","guid":{"rendered":"https:\/\/nesika.ca\/?p=6"},"modified":"2021-05-21T12:01:46","modified_gmt":"2021-05-21T19:01:46","slug":"fishermans-nets-gear-insurance","status":"publish","type":"post","link":"https:\/\/nesika.ca\/?p=6","title":{"rendered":"Why Do I Need Nets &#038; Gear Insurance?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6\" class=\"elementor elementor-6\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31b8310c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31b8310c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d0371ac\" data-id=\"4d0371ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb4bf21 elementor-widget elementor-widget-text-editor\" data-id=\"eb4bf21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With the recent fire at the Steveston Harbour Authority, we have had many clients call and visit our office asking about nets and gear insurance to cover their nets, gear, and other equipment which is stored in gear sheds and lockers. We have prepared this informative blog post about nets and gear insurance to assist fisherman in learning more about the coverage that is available to insure these items.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b05d89a elementor-widget elementor-widget-heading\" data-id=\"b05d89a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What insurance can I get for my nets and gear?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5823b60 elementor-widget elementor-widget-text-editor\" data-id=\"5823b60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">We offer multiple options for insuring your nets and gear, depending on what you want to cover. These include:<\/p>\n<ul data-rte-list=\"default\">\n<li>\n<p class=\"\">Only while in storage on land<\/p>\n<\/li>\n<li>\n<p class=\"\">While on land, including while in storage, transit, and on the dock<\/p>\n<\/li>\n<li>\n<p class=\"\">On the water (for loss following total loss of the vessel) and while in storage<\/p>\n<\/li>\n<\/ul>\n<p class=\"\">All of our nets and gear insurance policies include coverage for damage to gear due to fire and violent theft on land (theft where there is evidence of forced entry). This insurance is very affordable and provides you peace of mind in the event of an accident occurring.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a869148 elementor-widget elementor-widget-heading\" data-id=\"a869148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">My lease requires I carry liability coverage. What is this?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5087654 elementor-widget elementor-widget-text-editor\" data-id=\"5087654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">Third-party liability coverage is insurance that protects you for damage done to the property of others for which you are found legally liable.<\/p>\n<p class=\"\">Most of our nets and gear insurance policies include Tenant\u2019s Legal Liability insurance, which protects you if you damage a premises (such as a locker) that you rent, lease, or temporarily occupy. The amount of Tenant\u2019s Legal Liability that you need to carry depends on the size of the gear shed that you occupy. There is enough Tenant\u2019s Legal Liability included on our policies to cover a 400 square foot or smaller space but additional coverage can be added if needed.<\/p>\n<p class=\"\">Premises liability is also included in most of our policies, which provides basic \u2018slip and fall\u2019 coverage for your rented premises.<\/p>\n<p class=\"\">You need both these liability coverages to fully fulfill your lease requirements as they work together to fully protect you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4855296 elementor-widget elementor-widget-heading\" data-id=\"4855296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What other insurance is available for my business?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85e03f2 elementor-widget elementor-widget-heading\" data-id=\"85e03f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Commercial General Liability<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a95ecee elementor-widget elementor-widget-text-editor\" data-id=\"a95ecee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We always recommend that our commercial fishing clients carry Commercial General Liability insurance. This type of policy protects your fishing company against claims for bodily injury or property damage to a third party. This includes if you sell your fish and the buyer gets sick or if somebody slips and falls on your property and hurts themselves.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48bd92c elementor-widget elementor-widget-heading\" data-id=\"48bd92c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Legal Expense Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d85e88 elementor-widget elementor-widget-text-editor\" data-id=\"5d85e88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">This is an invaluable coverage which we highly recommend. Starting at only $200 per year, DAS Legal Expense insurance provides unlimited free telephone legal advice as well as other coverage which helps to fill in the gaps in a conventional insurance portfolio<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e19956d elementor-widget elementor-widget-heading\" data-id=\"e19956d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Catch Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f938a96 elementor-widget elementor-widget-text-editor\" data-id=\"f938a96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">Catch coverage provides insurance for your catch once it comes over the rail for loss following total loss of your vessel.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-408b40c elementor-widget elementor-widget-heading\" data-id=\"408b40c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Crew Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d31100d elementor-widget elementor-widget-text-editor\" data-id=\"d31100d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">This is an extremely cost-effective coverage at only $75 per crew member and provides a small amount of coverage ($100,000) for accidental death or dismemberment which occurs while fishing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af1e466 elementor-widget elementor-widget-heading\" data-id=\"af1e466\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-large\">Stock-Transit Insurance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9c2450 elementor-widget elementor-widget-text-editor\" data-id=\"a9c2450\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"\">If you are responsible for your fish until it reaches its final destination this Stock-Transit insurance is great to have. It can cover your stock (fish) from the moment it comes over the rail on your vessel until it arrives at the buyer.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-808bb7f elementor-button-info elementor-align-center elementor-widget elementor-widget-button\" data-id=\"808bb7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"\/request-a-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Find Out More About Nets &amp; Gear Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We have prepared this informative blog post about nets and gear insurance to assist fisherman in learning more about the coverage that is available to insure these items.<\/p>\n","protected":false},"author":204792227,"featured_media":2564,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ocean_front_end_style_editor":"no","ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ofc_meta_disable_footer_callout":"","ofc_meta_callout_button_url":"","ofc_meta_callout_button_txt":"","ofc_meta_callout_text":"","ofc_enable_fullscreen":"disable","ofc_fullscreen_speed":0,"ofc_fullscreen_nav":"enable","ofc_fullscreen_nav_pos":"right","ofc_fullscreen_nav_color":"","ofc_fullscreen_nav_tooltip_color":"","ofc_fullscreen_responsive":0,"osp_disable_panel":"default","osh_disable_topbar_sticky":"default","osh_disable_header_sticky":"default","osh_sticky_header_style":"default","osh_sticky_header_effect":"","osh_custom_sticky_logo":0,"osh_custom_retina_sticky_logo":0,"osh_custom_sticky_logo_height":0,"osh_background_color":"","osh_links_color":"","osh_links_hover_color":"","osh_links_active_color":"","osh_links_bg_color":"","osh_links_hover_bg_color":"","osh_links_active_bg_color":"","osh_menu_social_links_color":"","osh_menu_social_hover_links_color":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[1363],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-marine-insurance-blogs","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Do I Need Nets &amp; Gear Insurance? - Nesika Insurance Services<\/title>\n<meta name=\"description\" content=\"We have prepared this post about nets and gear insurance to assist fisherman in learning more about the coverage that is available.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nesika.ca\/?p=6\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Do I Need Nets &amp; Gear Insurance? - Nesika Insurance Services\" \/>\n<meta property=\"og:description\" content=\"We have prepared this post about nets and gear insurance to assist fisherman in learning more about the coverage that is available.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nesika.ca\/?p=6\" \/>\n<meta property=\"og:site_name\" content=\"Nesika Insurance Services\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NesikaInsuranceServices\/\" \/>\n<meta property=\"article:published_time\" content=\"2017-09-01T05:50:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-21T19:01:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/nesika.ca\/wp-content\/uploads\/2021\/05\/Why-do-I-Need-Nets-Gear-Insurance_-2.jpg?fit=1200%2C675&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Amanda Crosbie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@NesikaInsurance\" \/>\n<meta name=\"twitter:site\" content=\"@NesikaInsurance\" \/>\n<meta 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