Personal Insurance

The most important things in your life need protecting

Your Family, your Business and Yourself

For Your Primary Residence

High Value Home Insurance

A custom home needs a custom policy. High value home insurance provides you with premier benefits and increased protection for yourself and your family at home and abroad.

House Insurance

You can be confident that all of the homeowner’s insurance policies offered by Nesika are underwritten by premium markets that have a proven track record of paying their claims.

Condo Insurance

Strata insurance doesn’t cover everything. Protect your unit and your personal liability with a condo insurance policy tailored to your specific needs, including coverage for strata deductibles and loss assessments.

Tenant Insurance

Your landlord might insure where you live, but they don’t insure your belongings or liability. Let us provide you with a tenants insurance package to protect your interests.

Personal Umbrella Insurance

Just like an umbrella, a personal umbrella insurance policy provides you protection against a wide range of potential financial dangers and unforeseeable mishaps. It can extend over both your home and auto policy to increase your liability limits at a competitive cost.

For Yourself

Life Insurance

Life insurance pays a lump sum benefit to the beneficiary of the policy in the event of the life insured’s death.

Critical Illness

Critical Illness insurance covers an individual for up to 25 illnesses including cancer. Upon diagnosis of one of the illnesses covered, the insured will receive a lump sum of cash based on the face amount of the policy.


Annuities are basically guaranteed income for life. This is based on the amount you purchase, your age, your gender and some other variables. A guaranteed monthly or yearly amount is paid out to you.

Disability Insurance

Disability pays out a monthly benefit to an individual that is injured or sick when they can’t perform the duties of their occupation.

For Your Toys

ATV Insurance

Choose from a variety of supplemental coverages to put together the ATV Insurance package that’s right for you.

Boat Insurance

With access to many markets and a reputation as experts in marine insurance, we offer comprehensive and competitive coverage for boats of all types and sizes.

Wood Boat Insurance

Wood boats are full of history but they’re also a lot of work to maintain and keep in good condition. Don’t let that hard work go to waste by buying an insurance policy that doesn’t value the unique beauty of your vessel.

Jet Ski Insurance

Choose from a variety of supplemental coverages to put together the Jet Ski Insurance package that’s right for you.

Travel Trailer Insurance

Break away from ICBC with comprehensive property and supplemental liability coverage for your camper or travel trailer.

For everything else

Rental Home Insurance

Being a landlord comes with a lot of benefits but also a lot of risks. Protect your interests with a standalone rental home insurance policy or by bundling coverage with your primary residence home insurance.

Seasonal Home Insurance

A seasonal home should be relaxing, not stressful. Let us save you the headache of worrying about being properly insured by bundling your seasonal home insurance with your primary residence home insurance.

Secondary Home Insurance

Splitting your time between two homes? No problem. Bundle your primary and secondary home insurance policies together for seamless coverage.